January, 2010

Podcast 41: Credit CARD Act of 2009 Compliance

Today’s guest on the Consumerism Commentary Podcast is Samir Kothari, co-founder and Vice President of Products at BillShrink.Tom Dziubek speaks with Samir about how the terms of the Credit CARD Act of 2009 have been addressed by credit card issuers so far and what credit card customers can expect in the upcoming months.Production Number: S02E15 ...

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Investing During Four Asset Bubbles: Don’t Blow It

Earlier this month, I stopped my automatic monthly investment of $1,000 in the stock market through Vanguard’s Total Stock Market Index Fund (VTSMX), and it’s possible that this will prove to be a good decision. Shawn Tully from Fortune Magazine identifies four current asset bubbles that all investors should heed, and one of these bubbles ...

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Fidelity U.S. Bond Index Fund (FBIDX): Trying To Beat The Benchmark?

Since I am expanding my portfolio to beyond just IRAs and 401ks, I will need to move my more tax-inefficient investments like bonds into those tax-deferred accounts. This way, I’ll put more of my stocks in plain taxable account which can be taxes at the more favorable long-term capital gains rates. Fidelity is my ...

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Smithee Debt Update, January 2010

The last time I talked about my credit card debt here, one of our community said that he didn’t know the specific numbers of my problem, and it got me thinking that I’ve probably lost sight of one of the main reasons I wanted to be writing here in the first place: to keep myself ...

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Stuffing Envelopes as a Way of Saving

The So-Called Envelope Stuffing Look through the newspapers or employment websites and you are sure to find a number of offers asking you to stuff envelopes and make money. Many people have fallen for these advertisements. Losing money on this deal happens more often than not. It is possible to apply this theory to saving money? ...

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